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Shortly before the Loma Prieta earthquake devastated areas of Northern California in 1989, Risa Palm and her associates had surveyed 2,500 homeowners in the area about their perception of risk from earthquakes. After the quake they surveyed the homeowners again and found that their perception of risk had increased but that most respondents were fatalistic and continued to ignore self-protective measures; those who personally experienced damage were more likely to buy insurance. A rare opportunity to analyze behavior change directly before and after a natural disaster, this survey has implications for policy makers, insurance officials, and those concerned with risk management.
This digital document is an article from San Fernando Valley Business Journal, published by CBJ, L.P. on January 5, 2004. The length of the article is 952 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Homeowners obtained more rights in quake aftermath.(Northridge Earthquake--10 Years Later)Author: Brian S. KabateckPublication:San Fernando Valley Business Journal (Magazine/Journal)Date: January 5, 2004Publisher: CBJ, L.P.Volume: 9 Issue: 1 Page: 15(1)Distributed by Thomson Gale
This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on June 1, 1992. The length of the article is 514 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.From the supplier: The argument over whether the California Dept of Insurance or the insurance industry is responsible for refunds of premiums paid into an insurance pool, covering small deductible earthquake insurance expenses, has halted legislative attempts to repeal the earthquake law. California Governor Pete Wilson returned the bill to the insurance committee when amendments relieved both the insurance commissioner and the insurers from the refunds. Nearly 700,000 homeowners paid about $36, which brings the refund total to approximately $37 million.Citation DetailsTitle: Garamendi, insurers fight over $37M quake refunds. (California Insurance Commissioner John Garamendi, refunds of California homeowners payments to an earthquake insurance pool)Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)Date: June 1, 1992Publisher: The National Underwriter CompanyIssue: n22 Page: p2(2)Distributed by Thomson Gale
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