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Mortgages For Dummies, 3rd Edition
Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: Match your mortgage to your financial goals Qualify for a mortgage even when money is tight Find the right loan for you Choose the best lender/broker Negotiate the best terms Calculate your costs and payments Understand and complete all paperwork Refinance an existing mortgage Understand and consider special situation loans Explore reverse mortgages and other options Decipher amortization tables and comparison worksheets Use the Internet wisely when mortgage shopping Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!
The Complete Guide to Reverse Mortgages: Turn Your Home Equity into Instant Income!
Until recently, there were only two main ways you could get cash from your home: sell it or borrow against it and make monthly loan repayments. Reverse mortgages offer a third way of getting money from your home. If you are a homeowner, age 62 and older, you are eligible to apply for a reverse mortgage loan that converts your home equity into a tax-free income. With The Complete Guide to Reverse Mortgages, you'll learn all you need to know to earn the supplemental income you need, without worrying about: Having to sell your home Give up your title Or take on a new monthly mortgage payment. This invaluable guide explains everything you need to know about reverse mortgages and how to use them to your advantage. With practicing attorneys Tyler Kraemer and Tammy Kraemer leading the way, you will learn the step-by-step process to getting a reverse mortgage and making the best of your retirement!
The Reverse Mortgage Handbook: A Consumer's Guide for Senior Homeowners
Reverse Mortgages - Are They Right for You? THE REVERSE MORTGAGE HANDBOOK provides detailed information and examples to assist in a comprehensive understanding of three popular reverse mortgage products: - HUD's Home Equity Conversion Mortgage (HECM), - Fannie Mae's Home Keeper Mortgage, and - Financial Freedom's Cash Account. THE REVERSE MORTGAGE HANDBOOK explains the terminology and the process related to the reverse mortgage industry. This book focuses on: - Available Reverse Mortgage Products, - Eligibility Requirements, - Fund Disbursement Options, - Consumer Safeguards, and - Associated Costs. This book is a must-have for any senior considering a reverse mortgage! THE REVERSE MORTGAGE HANDBOOK supplies the necessary information to make an objective, educated decision on the reverse mortgage option that is right for you.
The Award-Winning PREP Software system is real estates most powerful desktop marketing and business solution. The release of Suite 4.x takes office productivity to new levels. Product features: The New PREP Suite 4.x uses the latest development technology to take advantage of todays 32-bit operating systems, including WindowsTM 95, 98, 2000, and NT. This and many other improvements make PREP Suite 4.x not only more powerful, but more efficient and easy to use. For the first time, all four of PREPs distinctive offerings are integrated into a single interface, with new features and many upgrades to make you a successful agent. No other offering brings you the same unique benefits with outstanding customer service. PREP Suite 4.0 offers the most comprehensive set of high-quality, powerful marketing materials and business productivity tools available for real estate agents and brokers, including: Over 150 color flyers 270 color post cards 17 different presentations for buyers and sellers Libraries of letters, note cards and email messages Business plan tools Integrated email software, with mass email prospecting Easy-to-use, "drag-and-drop" picture uploadingTraining videos built into each CD Internet integration Full telephone and email customer support
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